Stop Stalling and Take Action
The number one attribute that separates successful entrepreneurs from day dreamers is a bias for action—the people who get up and decide...
The Seed Tree Blog: Insights for the Financial Community
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Stephen Carter
- Jun 16
- 3 min
How to Determine Your Net Worth
Any journey worth undertaking has two known elements: the starting point and the intended finish line. At the journey’s end, it is...
Stephen Carter
- May 5
- 2 min
Failure and Nike, the Goddess of Victory
Redefining failure is essential if we are to pursue successful lives, to dream big, to chase our goals, to realize our ambitions.
Stephen Carter
- Mar 31
- 2 min
It's About Time: Personal Finance in Schools
Florida became the latest state to begin mandating personal finance education and I say "It's about time!"
Stephen Carter
- Feb 1
- 3 min
From Stuck Tires to Alarm Clocks: My Philosophy Shift
We've all had mornings where everything goes wrong, but a shift in our philosophy can change everything and can make all the difference.
Stephen Carter
- Jan 18
- 3 min
Set Up Your Financial System in Just Five Steps
These five steps are designed to get your financial life in complete order and maximize your tax savings each year.
Stephen Carter
- Dec 20, 2021
- 3 min
How Dollar Cost Averaging Works
Dollar cost averaging is a buying strategy that lessens the volatility of stock purchasing by spreading the purchase over a longer period
Stephen Carter
- Dec 5, 2021
- 2 min
Keep Your Teen From Being Robbed (in their portfolio)
It's robbery that we don’t teach our teens the benefits of compound interest so they can profit from the time value of money.
Stephen Carter
- Oct 26, 2021
- 3 min
Ignore Your FOMO When it Comes to IPO Investing
Should you invest in an IPO (initial public offering)? While the media would have you say yes, the results are mixed at best.
Stephen Carter
- Oct 12, 2021
- 4 min
Revisiting The Magic of Thinking Big
What does a book published over sixty years have to teach us about building wealth? The answer is plenty. Today I’m going to go over...
Stephen Carter
- Oct 1, 2021
- 4 min
Your HSA is Even Better Than a Roth IRA: Triple Tax Benefit Explained
Often referred to as “the triple tax benefit,” the HSA or “Health Savings Account” warrants a closer look. In this post I’ll explain how,...
Stephen Carter
- Sep 22, 2021
- 3 min
Learn the Rule of 72: Think Like a Financial Planner
Learn the Rule of 72 in order to better understand why your rate of return in investing matters so much
Stephen Carter
- Aug 31, 2021
- 6 min
Why Rate of Return Matters with Retirement Planning
When it comes to retirement planning, it's important to make sure you're saving enough and taking inflation into account.
Stephen Carter
- Aug 2, 2021
- 4 min
Wait, I’m Actually Using Math in Real Life? Two Formulas Essential to Financial Intelligence
Learn two formulas to help you master the time value of money on your way to financial freedom.
Stephen Carter
- Jul 18, 2021
- 6 min
Grandpa's Lessons on Life and Money
Of all the lessons from my grandfather, what he taught me about the importance of others and properly managing money stick with me the most.
Stephen Carter
- Jul 15, 2021
- 7 min
The Saver and the Spender
We've all heard about the savers and the spenders, but perhaps we could do to learn a few lessons from both.